NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.
The Role
You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications.
Responsibilities will include:
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Analysing the financial and non-financial strength of applicant businesses
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Reviewing information provided by applicants and validating this against external sources where applicable
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Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level
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Engaging with applicants to obtain additional information to support credit assessment
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Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality
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Working with Lending Operations to move approved transactions through to execution
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Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation
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Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow
About You
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Private-sector banking background (essential)
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Strong lending / credit analysis experience
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5+ years' experience in credit, lending or risk-focused roles
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Comfortable providing debt advice to customers
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Confident engaging with applicants and internal stakeholders
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Able to work autonomously in a field-based / remote role
Contract Details
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Contract length: 6 months Interim
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Rate: £350 - £450 per day (Umbrella)
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IR35: In scope
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Hours: 37 hours per week (typically 9am-5pm)
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Location: Field-based / working from home
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Travel: Ad-hoc travel required (team meetings in London or Swindon 2-3 times during the contract, plus occasional client meetings/events)
Please note this is an Interim role so you will need to be available quickly
The rate offered is dependent on experience
